Tax Savings Guides
Paying tax is unavoidable, but paying more than you need to isn't. There's a big difference between tax evasion (illegal) and tax planning (simply using the reliefs and allowances the rules give you). These guides cover the practical, above-board ways UK directors and the self-employed reduce their tax bill — from pension contributions and tax-free benefits to electric company cars, using your annual allowances, and the moves worth making before your year-end. None of it is a scheme; it's just making sure you don't leave money on the table.
Guides
Read our Tax Savings Guides guides
Plain-English walkthroughs of the most common questions clients ask.
- 1
How do director pension contributions reduce my Corporation Tax and personal tax?
Limited companyDirectorContractorCompany pension contributions are a highly effective way for UK limited company directors to reduce both their Corporation Tax and personal tax liabilities.
- 2
Is buying an electric car through my limited company tax-efficient?
Limited companyDirectorContractorOwning an electric car through your limited company can be a highly tax-efficient decision for directors, offering significant savings compared to traditional petrol or diesel vehicles.
- 3
What's the most tax-efficient way to take money out of my limited company?
Limited companyDirectorContractorTaking money out of your limited company tax-efficiently usually involves a strategic mix of a small salary and dividends, balancing Income Tax, National Insurance, and Corporation Tax implications.
- 4
What tax-free benefits and perks can my company provide?
Limited companyDirectorEmployerProviding certain benefits and perks through your company can be a tax-efficient way to reward yourself and your employees, often saving on Income Tax, National Insurance, and Corporation Tax.
- 5
Which annual tax allowances should I use before I lose them?
Sole traderLimited companyDirectorThe UK tax system offers various annual allowances that can significantly reduce your tax bill, but many of these operate on a "use it or lose it" basis, meaning they reset at the end of each tax year (5 April).
- 6
What should I do before my company year-end to reduce my tax bill?
Limited companyDirectorProactive year-end tax planning can significantly reduce your limited company's Corporation Tax bill and your personal tax liability.
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